Salary Calculator 2026
Enter your gross monthly salary and number of children. The calculator breaks down employee contributions, tax, the child tax bonus and net pay – and, on the other side, employer contributions and the total cost of labour.
Employeefrom gross salary
| Gross salary | 1 611,00 € | |
| Social insurance | 9,4 % | −151,43 € |
| Sickness | 1,4 % | −22,55 € |
| Old-age | 4 % | −64,44 € |
| Disability | 3 % | −48,33 € |
| Unemployment | 1 % | −16,11 € |
| Health insurance | 5 % | −80,55 € |
| Tax advance | −167,54 € | |
| Tax base · allowance | 1 379,02 € · 497,23 € | |
| Taxable wage | 881,79 € | |
| Net salary | 1 211,48 € |
Employeron top of gross
| Gross salary | 1 611,00 € | |
| Social insurance | 25,2 % | +405,97 € |
| Old-age | 14 % | +225,54 € |
| Disability | 3 % | +48,33 € |
| Sickness | 1,4 % | +22,55 € |
| Unemployment | 1 % | +16,11 € |
| Reserve fund | 4,75 % | +76,52 € |
| Injury · guarantee | 1,05 % | +16,92 € |
| Health insurance | 11 % | +177,21 € |
| Total employer contributions | 36,2 % | +583,18 € |
| Cost of labour | 2 194,18 € |
Assumptions: one full-time employment, signed declaration claiming the child tax bonus. Maximum monthly social-insurance assessment base 16 764 €; health insurance has no cap. Tax: 19 / 25 / 30 / 35 % bands on the taxable wage (monthly thresholds 3 665,28 / 5 029,10 / 6 250,86 €). Tax-free allowance (when claimed) 497,23 €/mo; above a tax base of 2 173,59 €/mo it tapers (1 221,76 − 1/3 of the base) and reaches zero at 3 665,28 €/mo.
Child tax bonus 2026: 100 € per child under 15, 50 € per child aged 15–18 (no entitlement over 18). Cap by number of children: 29 / 36 / 43 / 50 / 57 / 64 % of the partial tax base. Above a tax base of 2 286 €/mo the bonus is reduced by 1/10 of the difference per child. The bonus reduces tax even below zero — the difference is paid out.
Figures are indicative (cent-level rounding may differ by a few cents in payroll software).